If you’ve just received a quote from your current insurance carrier for your teenager’s auto insurance, you’re probably still seeing red. It’s a fact though, that drivers under 25 years of age pose a greater risk to insurance companies. While your child might be the most responsible teenager in Duluth GA, carriers base their judgements on the overall statistics – and there seems no dispute that young, inexperienced drivers are more likely to do silly things than mature ones.
It’s not entirely the fault of the current generation. Most parents of teenagers wouldn’t dare tell their kids what they got up to at that age – lest their responsible parent mask should slip down and choke them! Let’s face it, if previous generations had been responsible teenagers, the current insurance premiums might be lower.
Is there anything you can do to lower the premium? Well, maybe. Including your children on your auto policy will probably be cheaper than them taking out their own. If your child has achieved good grades or takes an approved driver safety course some carriers will offer a discount. The type of car they drive can also influence the level of the premium.
Looking to the future, it’s a good idea to stress to your teenager that a good driving record will mean cheaper insurance premiums in the future. In the meantime, why not let us do the hard work for you and find you a good deal for your auto insurance?
